An American businessman has claimed that Apple’s bank card gave him a credit limit 20 times higher than his wife, who has a higher credit rating.
In his tweet, he said the card’s ‘black box’ algorithm had given him 20 times the credit limit of his wife, even though they file joint tax returns and she has a higher credit score.
Andrew Williams, the spokesperson of Goldman Sachs Apple card said the credit card system was based off trustworthiness but factors like age and gender were relevant.