It is easier to buy a home in most of Australia than it was 10 years ago, new research has found.

CoreLogic's Property Pulse study says housing costs have risen at the same pace as incomes over the last ten years.

But because mortgage rates have dropped to record lows, it is easier for homebuyers to pay off their homes.

Study shows that Brisbane, Perth, Darwin, regional Queensland and regional WA have become much more affordable in the past decade.