Almost a year on from the summer bushfires of 2019-20, some community residents are having to hire professional grant writers or rely on volunteers to complete complex grant applications.

The New South Wales Government is overseeing the distribution of numerous state and federally-funded grants for affected towns as some residents still live in tents and caravans.

Residents in Cobargo, NSW are now receiving support from a full-time staff member and several volunteers to submit the extensive applications in the hope of receiving some grant benefits as the Local Economic Recovery Fund aims to distribute $448.5 million in partnership between federal, state, territory and local governments